Personal Accident

In addition to dealing with travel claims, CEGA also handles group and individual Personal Accident claims for some of the largest international insurers and Lloyds underwriters.

The ability to offer a smooth transition from an initial accident, involving our Emergency Medical Assistance teams, to continuous support for the customer making a claim for Personal Accident under their travel policy is one of the benefits of CEGA's operation. We have built on this expertise to offer a full Personal Accident claims handling service for a variety of partners.

Key features include:

• Permanent disability claims
• Temporary total disability claims
• Locum cover claims
• Supply teacher cover
• Accidental death claims
• Sports injuries
• Medical expenses
• Independent medical assessments
• Rehabilitation services in conjunction with our partner specialists

Claims are handled by our Personal Accident team, with a total of over 50 years' experience, with strong technical, medical and product knowledge and with the support of our own in-house medical professionals.

With full reporting by scheme, condition and section of cover, accurate reserving and working within agreed delegated authority limits, we have built up strong relationships with our partner underwriters.